Boat Insurance Policies Developed By Boaters, For Boaters.
Let us help you find your best marine insurance policy today!
For over 50 years BoatUS has provided affordable boat insurance coverage options for recreational boaters nationwide. Low-cost policies, available for most all boat types, are serviced by dedicated boat insurance experts committed to exceptional policy service, and expert claims handling that gets you back to boating as quickly as possible.Get a Quote
Choose The Best Policy For You
Agreed Hull Value
The best marine insurance protection for your boat, engine and gear. Pays you the most in the event of a claim — the agreed value when you buy the policy for total losses and parts are replaced "new for old." Available for all boat types, excluding PWC.
Actual Cash Value
This boat insurance coverage lowers your premium by paying you the current market price for your boat in the event of a total loss. Recommended for smaller boats, personal watercraft and boats without a lien holder.
The BoatUS Magazine print edition is available
exclusively to BoatUS Members—join today!
A subscription includes:
Regional boating news
Step-by-step repair projects
Boat handling tips
BoatUS Boating Association Member Services
Boat Owners Association of The United States (BoatUS) is the nation’s largest recreational boating advocacy, services and safety group, making boating better for America’s recreational boaters since 1966. We are the boat owners’ voice on Capitol Hill and fight for their rights. We help keep boaters safe and our waters clean with assistance from the nonprofit BoatUS Foundation for Boating Safety and Clean Water. We provide services and benefits, including many savings opportunities to over half-million Members.
1,200+ Boating Businesses
30+ National Savings Partners
West Advantage Gold Rewards
Year-long benefits help your Membership pay for itself! Learn More
Design Your Own Boat Lettering
Interested in a Boat Loan?
Fill out a free online application to get started!
Work with our team of loan experts to finance your dream boat or or refinance your existing boat.Apply For A Boat Loan
Thinking of Buying a Boat?
Let our team of experts help with financing options.
We offer competitive rates and terms on new boat purchases or existing boat loan refinancing.Apply For A Boat Loan
More Boaters Choose TowBoatUS
BoatUS Members receive speedy, courteous service from TowBoatUS. You're just a phone call away from professional on-the-water assistance from the largest towing fleet.
New Electronics 2020
Every year, technology delivers improved capabilities and graphics to marine electronics. We previewed the latest for the season ahead.
Real Stories from Real Boaters
BoatUS has been wonderful in the recent handling of my claim. The service has been top notch and the staff is both courteous and very knowledgeable. I will never switch insurance companies.
BoatUS - I just finished reading the latest April/May issue of the BoatUS Magazine. I wanted to let y’all know that this was one of the best issues yet. I took notes on several DIY or informational articles that I can reference as I get my boats ready for the season. Thank you!
Love your services. Your membership saved me $669.00 in towing charges in San Diego during a fishing tournament — thank you! Since then I would never consider going out on a boat without your services.
Thank you BoatUS for getting me back on the road today when I blew a trailer tire on the way home after having my boat winterized. The only cost to me was the new tire, and about 3 hours on the side of the road.
I would like to thank BoatUS for all the hard work you've put into resolving my claim. The service you provide to Members like me is head and shoulders above the competition and it's been a pleasure dealing with a company that “get’s it.” Job well done!