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BoatUS and GEICO have teamed up to bring boaters a great boat insurance policy at a great price. Serviced by boating experts, and backed by the nation’s second largest auto insurance company, our coverage options for boaters of all kinds can’t be beat.
Check out our policies and add-on coverage options for a custom policy you can only find here.
Agreed Hull Value
The best marine insurance protection for your boat, engine and gear. Pays you the most in the event of a claim — the agreed value when you buy the policy for total losses and parts are replaced "new for old." Available for all boat types, excluding PWC.
Actual Cash Value
This boat insurance coverage lowers your premium by paying you the current market price for your boat in the event of a total loss. Recommended for smaller boats, personal watercraft and boats without a lien holder.
Our lowest cost marine insurance policy providing essential liability coverage to protect your assets without the added cost of hull coverage. Includes salvage and wreck removal. Available for boats with no lien holder.
Custom Add-on Coverage Options
Available options (endorsements) for this type of policy will be offered with your quote. Simply check those you want to create your own custom policy. Note: Options listed here may not be available for all boat types, ages or locations.
Provides liability coverage that may be required by a marina's dock contract.
Allows for paid passengers for the purposes of fishing, sight-seeing, or day cruises. Maximum of 6 passengers onboard plus the captain while being used for charter.
Usually excluded, this endorsement provides coverage for damage resulting from ice and freezing. Ideal for boaters in cold-weather climates.
Provides a guarantee for claims-related repairs made at an approved facility for as long as you own and insure the boat through BoatUS. (Available with Agreed Hull Value Coverage only.)
This endorsement lowers the deductible for claims relating to the dinghy and/or the dinghy's motor resulting from theft or damage to $100.
This endorsement lowers the deductible for claims relating to navigational electronics to $250.
Provides coverage to the lower unit of the insured outboard engine and outdrive due to mechanical breakdown which is usually excluded in the policy. Available with Agreed Hull Coverage only. Disappearing deductible does not apply. Click here for additional information.
Coverage for fishing and watersports equipment and personal items such as cell phones, tablets, stereos and clothing lost or damaged while on board or while being loaded or unloaded from the boat. For competitive anglers or water sport enthusiasts, Tournament Reimbursement fees are also covered under Personal Effects.
To ensure that you or your family do not incur large out-of-pocket expense if injured onboard, our policies also include an additional $25,000 for payments not covered by any major medical policy. This coverage is in addition to the medical payments limit you select with your policy.
Get Unlimited Towing from TowBoatUS at our lowest price - as little as $3 a month for the insured boat. Pricing varies with the length and location of your boat. Click here for additional information.
When you insure your trailer, roadside assistance while trailering your boat is included.
For a quote, visit our Online Application or call 800-283-2883 for personal service.