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BoatUS Hurricane Resource Center

View tracking, forecasts, advisories and best practices to get your boat out of harm's way when a Tropical Storm or Hurricane is imminent.

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Boat Insurance Policies Developed By Boaters, For Boaters.

Let us help you find your best marine insurance policy today!

For over 50 years BoatUS has provided affordable boat insurance coverage options for recreational boaters nationwide. Low-cost policies, available for most all boat types, are serviced by dedicated boat insurance experts committed to exceptional policy service, and expert claims handling that gets you back to boating as quickly as possible.

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Choose The Best Policy For You


Agreed Hull Value

The best marine insurance protection for your boat, engine and gear. Pays you the most in the event of a claim — the agreed value when you buy the policy for total losses and parts are replaced "new for old." Available for all boat types, excluding PWC.

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Actual Cash Value

This boat insurance coverage lowers your premium by paying you the current market price for your boat in the event of a total loss. Recommended for smaller boats, personal watercraft and boats without a lien holder.

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Liability Only

The lowest-cost marine insurance policy, providing essential liability coverage to protect your assets without the added cost of hull coverage. Includes salvage and wreck removal. Available for boats with no lien holder.

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BoatUS Magazine

The BoatUS Magazine print edition is available
exclusively to BoatUS Members—join today!

A subscription includes:

  • Regional boating news

  • Boat reviews

  • Step-by-step repair projects

  • Boat handling tips

  • Fishing advice

  • & more!

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BoatUS Magazine November-December 2020 cover

November | December 2020 Features

2021 Virtual Boat Show

New Boats & Products | Water Colors | Fiberglass Recycling | Outboard Steering Options | Do I Need To Winterize? | and more!

BoatUS Boating Association Member Services

Boat Owners Association of The United States (BoatUS) is the nation’s largest recreational boating advocacy, services and safety group, making boating better for America’s recreational boaters since 1966. We are the boat owners’ voice on Capitol Hill and fight for their rights. We help keep boaters safe and our waters clean with assistance from the nonprofit BoatUS Foundation for Boating Safety and Clean Water. We provide services and benefits, including many savings opportunities to over half-million Members.


1,200+ Boating Businesses


30+ National Savings Partners


West Advantage Gold Rewards

Year-long benefits help your Membership pay for itself!  Learn More

Design Your Own Boat Lettering


Boat Lettering

Customize your boat name, hailing port, registration numbers and more

Design Now


Boat Striping

Select from a variety of boat striping widths and vinyl color options

Select Color


Boat Decals

Choose from a selection of unique decals to compliment your boat name

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Interested in a Boat Loan?

Fill out a free online application to get started!

Work with our team of loan experts to finance your dream boat or refinance your existing boat.

Apply For A Boat Loan

Thinking of Buying a Boat?

Let our team of experts help with financing options.

We offer competitive rates and terms on new boat purchases or existing boat loan refinancing.

Apply For A Boat Loan

More Boaters Choose TowBoatUS

BoatUS Members receive speedy, courteous service from TowBoatUS. You're just a phone call away from professional on-the-water assistance from the largest towing fleet.

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TowBoatUS Boats




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Real Stories from Real Boaters

BoatUS has been wonderful in the recent handling of my claim. The service has been top notch and the staff is both courteous and very knowledgeable. I will never switch insurance companies.

Kristin S.

Manalapan, NJ

BoatUS - I just finished reading the latest April/May issue of the BoatUS Magazine. I wanted to let y’all know that this was one of the best issues yet. I took notes on several DIY or informational articles that I can reference as I get my boats ready for the season. Thank you!

Michael R.

Missouri City, TX

Love your services. Your membership saved me $669.00 in towing charges in San Diego during a fishing tournament — thank you! Since then I would never consider going out on a boat without your services.


San Diego, CA

Thank you BoatUS for getting me back on the road today when I blew a trailer tire on the way home after having my boat winterized. The only cost to me was the new tire, and about 3 hours on the side of the road.

Steve K.

Sadorus, IL

I would like to thank BoatUS for all the hard work you've put into resolving my claim. The service you provide to Members like me is head and shoulders above the competition and it's been a pleasure dealing with a company that “get’s it.” Job well done!

Edward Y.

Yonkers, NY

For a quote, visit our Online Application or call 800-283-2883 for personal service.

All coverage is subject to terms, conditions, limits and exclusions of the policy. Not all policy options are available in all states. Boat and PWC policies are underwritten by GEICO Marine Insurance Company with administrative offices at 5323 Port Royal Road, Springfield, VA 22151. GEICO Marine Insurance Company carries an AM Best Rating of A+ (Superior) and is domiciled in Chevy Chase, MD. Coverage offered in all 50 states to boat owners with a U.S. address. In California, the program is provided through Boat Association Insurance Services, license #0H87086. Learn more about the relationship between BoatUS and GEICO. View the GEICO Marine Insurance Company Privacy Policy & Notice of Collection.