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Insurance Requirements in Mexico

Get a Quote 800-283-2883 | File a Claim 800-937-1937

You will need a cruising extension when taking your boat to Mexican waters. However, this extension will only cover the physical damage to your boat. Also, all boats are required under Mexican Law to have liability insurance issued through a Mexican Insurance Company. Without it, you could face serious consequences including fines, impoundment and/or imprisonment.

In the event of an auto or boating accident, Mexican law requires proof of financial responsibility, which is typically done by showing authorities your insurance policy. Without proof of coverage, your boat and vehicle can be impounded until you prove you weren't at fault. Both the Liability and Auto coverage must be issued by a Mexican insurance provider.

Boating in Mexico requires three types of insurance:

  1. Hull Coverage (your boat insurance policy w/cruising area extension)
  2. Liability Coverage (issued by a Mexican Insurance provider)
  3. Automobile Liability Coverage if trailering your boat on land (issued by a Mexican Insurance provider)

GEICO has partnered with a Mexican insurer who can provide both boat and auto liability coverage. Visit our Mexican insurance partner's website and the quote page for your auto. If you would like a liability boat quote please call them at 844-273-5527.

For hull coverage, policies require a cruising area extension when boating in Mexico. You can obtain this extension over the phone by calling Policy Services at 800-283-2883.

For a quote, visit our Online Application or call 800-283-2883 for personal service.

All coverage is subject to terms, conditions, limits and exclusions of the policy. Not all policy options are available in all states. Boat and PWC policies are underwritten by GEICO Marine Insurance Company with administrative offices at 5323 Port Royal Road, Springfield, VA 22151. GEICO Marine Insurance Company is domiciled in Omaha, NE, and coverage is offered in all 50 states and the District of Columbia to boat owners with a U.S. address. View the GEICO Marine Insurance Company Privacy Policy & Notice of Collection.