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About BoatUS Policies

For over 40 years, the experts at BoatUS have provided affordable, broad insurance coverage to recreational boaters nationwide. Our low-cost policies -- available for boat types Yacht to PWC -- are serviced by dedicated boating experts committed to getting you back on the water...faster. Find the right policy for your boating lifestyle:

For Total Agreed Value Protection of your Boat, Motor and Gear

Optional Policy Items

ANNOUNCING! NEW POLICY BENEFIT
Diminishing Deductibles!
Our new Diminishing Deductible coverage automatically discounts your deductible by 25% each year you remain claims free -- starting with your first renewal!

Click Here for Details...

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All BoatUS Policies Include:

24 Hour Claims & Dispatch of Assistance
Our experienced team of claims professionals will dispatch assistance, utilizing our nationwide network of towers, salvors and surveyors to help policyholders through boating emergencies like fire, sinking, theft or fuel spill containment -- even roadside accidents. Your claim is handled by boating experts committed to outstanding service that gets you back on the water -- fast. .
Uninsured Boater Protection
Additional coverage for your injuries caused by a collision where a hit-and-run or uninsured boater is at fault.
Full Salvage Assistance
Covers you for the full cost of salvage, without a deductible, up to the insured value of your boat at the time of the loss.
Liability for Dock Contracts
A BoatU.S. Exclusive – If you signed a contract to dock or store your boat, it may hold you liable for personal injury or property damage -- even if you are not at fault. BoatU.S. offers this unique coverage to protect you from these liabilities the contract may require you to take responsibility for.
$25,000 Supplemental Family Medical Payments
To ensure that you or your family do not incur large out-of-pocket expense if injured onboard, our policies also include an additional $25,000 for payments not covered by any major medical policy. This coverage is in addition to the medical payments limit you select with your policy.
Named Storm Haul Out Coverage
Covers 50% of the cost (up to $1,000), per event, to professionally haul or protect your boat, in preparation for an NOAA Named Storm in your area. (Not applicable for PWCs).
Additional Fuel-Spill Liability
In addition to your policy’s standard liability coverage, this extra liability protection protects you from claims for clean-up or 3rd-party damage due to the accidental discharge of oil or fuel that can occur in a sinking, fire, collision, grounding, etc. This “green coverage” is crucial now that federal and state laws subject boaters to liability for cleanup, containment, and environmental damage.
FREE Subscription to Seaworthy Damage Avoidance E-Newsletter
Stay safe on the water all season with your free e-subscription to Seaworthy, the quarterly newsletter that turns actual claim case-studies into valuable boat and lifesaving tips. Electronic or paper subscriptions are available for non-insured members for $10/year.

PLUS Premium Discounts for boating safety courses, multiple boat households, and membership in the Coast Guard Auxiliary or Power Squadron.

For a FREE quote on any BoatUS policy, visit our Online Application or call us toll free at 800-283-2883

BoatUS Marine Insurance is available in the continental United States to boat owners with a U.S. address. All coverage is subject to the terms, conditions, limits and exclusions of the policy.

Underwritten by CNA

Yacht, Boat Saver and ANGLER policies are underwritten by Continental Casualty Company, a member company of the CNA Insurance Group. The BoatUS Personal Watercraft program is either underwritten through Continental Casualty Company or Seaworthy Insurance Company, depending on your state of residence. For more information, Click Here. (These pages contain only a general description of coverage. We recommend you read any policy prior to purchase).



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