Total
Protection Yacht Policy
For complete Agreed Value protection of your boat, motor and gear, our
flagship Yacht Policy is available for most all boat types except Personal Watercraft
(PWC).
Featured Coverages:
Agreed Value Coverage
You'll always know what your claims check will say with this
coverage that pays to replace or repair your boat up to its agreed hull value,
determined at the onset of your policy. Covers your boat, engines, machinery, dinghy and boating equipment.
Broad Cruising Area Options
Whether you boat inland or coastally, we'll insure your boat
anywhere you cruise in the U.S. or Canada. Includes an extension option to
Bahamian waters.
Medical Payments Coverage
In the event of on-board injury, your policy includes up to $10,000 in per person, per occurrence medical coverage, and up to $25,000 for Family Members.
Liability Coverage
Enjoy up to $500,000 in per occurrence liability coverage.(higher limits may be available)
Consequential Damage Coverage
Covers immediate damage to the insured boat resulting from fire, explosion, sinking, or collision, even when the initial cause of the loss was excluded -- such as wear and tear or deterioration.
Lifetime Repair Guarantee
Provides a guarantee for claims-related repairs made at an approved facility for as long
as you own and insure the boat through BoatUS
Investigative Services for Manufacturer's Defects
A BoatUS
Exclusive - if your claim indicates a possible manufacturer's
defect or warranty dispute, we'll provide a professional analysis and report from one of
our marine surveyors.
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All BoatUS Policies Include:
| 24 Hour
Claims & Dispatch of Assistance
Our experienced team of claims professionals will dispatch assistance, utilizing our nationwide network of towers, salvors and surveyors to help policyholders through boating emergencies like fire, sinking, theft or fuel spill containment -- even roadside accidents. Your claim is handled by boating experts committed to outstanding service that gets you back on the water -- fast. . |
Uninsured
Boater Protection
Additional coverage
for your injuries caused by a collision where a hit-and-run
or uninsured boater is at fault. |
| Full
Salvage Assistance
Covers you for the full cost of salvage, without a deductible, up to the insured value of your boat at the time of the loss. |
Liability
for Dock Contracts
A BoatU.S. Exclusive – If you signed a contract to dock or store your boat, it may hold you liable for personal injury or property damage -- even if you are not at fault. BoatU.S. offers this unique coverage to protect you from these liabilities the contract may require you to take responsibility for. |
| $25,000
Supplemental Family Medical Payments
To ensure that you or your family do not incur large out-of-pocket expense if injured onboard, our policies also include an additional $25,000 for payments not covered by any major medical policy. This coverage is in addition to the medical payments limit you select with your policy. |
Named Storm Haul Out Coverage
Covers 50% of the cost (up to $1,000), per event, to professionally haul or protect your boat, in preparation for an NOAA Named Storm in your area. (Not applicable for PWCs). |
| Additional Fuel-Spill Liability
In addition to your policy’s
standard liability coverage, this extra liability protection
protects you from claims for clean-up or 3rd-party damage due to the accidental discharge of oil or fuel that can occur
in a sinking, fire, collision, grounding, etc. This “green
coverage” is crucial now that federal and state laws subject
boaters to liability for cleanup, containment, and environmental
damage. |
FREE
Subscription to Seaworthy Damage Avoidance E-Newsletter
Stay safe on the water all season
with your free e-subscription to Seaworthy, the quarterly newsletter
that turns actual claim case-studies into valuable boat and
lifesaving tips. Electronic or paper subscriptions are available
for non-insured members for $10/year. |
Partial Losses for boating equipment
are covered on a “new for
old” basis. However, specific Items are subject to depreciation.
Click Here for information on Yacht Losses and Policy Depreciation.
All policies are subject to policy limits and exclusions. Please read
your policy carefully.
For a FREE quote for our Yacht Policy or any BoatUS policy, visit our
Online
Application or call toll free, 1-800-283-2883 for personal service. |
