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Boat Insurance from Boating Experts

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Insuring Boats and Only Boats Since 1966

BoatUS has been wonderful in the recent handling of my claim. The service has been top notch and the staff is both courteous and very knowledgeable. I will never switch insurance companies.

Total Protection

Complete agreed hull value protection of your boat, motor and gear. Policy available for most all boat types except PWC.


Boat Saver

Basic Actual Cash Value protection of your boat at a lower premium. You can still count on our claims experts 24/7.



Not covered by typical homeowner's policies, BoatUS developed a policy specifically for safety-oriented PWC owners.



Enjoy best coverage of your fishing boat & gear with this selection of policies developed just for the avid Angler


Liability Plus

Our lowest cost policy option, Liability PLUS provides essential liability coverage without the added cost of complete hull coverage.


For over 45 years, BoatUS has provided affordable boat insurance coverage options for recreational boaters nationwide. Low-cost policies, available for most all boat types, are serviced by dedicated boat insurance experts committed to exceptional policy service, and expert claims handling that gets you back to boating as quickly as possible.

All Policies Include:

24/7 Claims Service

Our experienced team of claims professionals will dispatch assistance, utilizing our nationwide network of towers, salvors and surveyors to help policyholders through boating emergencies like fire, sinking, theft or fuel spill containment -- even roadside accidents. Your claim is handled by boating experts committed to outstanding service that gets you back on the water -- fast.

Salvage Assistance

Covers you for the full cost of salvage, without a deductible, up to the insured value of your boat at the time of the loss.

Supplemental Medical

To ensure that you or your family do not incur large out-of-pocket expense if injured onboard, our policies also include an additional $25,000 for payments not covered by any major medical policy. This coverage is in addition to the medical payments limit you select with your policy.

Fuel-Spill Liability

In addition to your policy's standard liability coverage, this extra liability protection protects you from claims for clean-up or 3rd-party damage due to the accidental discharge of oil or fuel that can occur in a sinking, fire, collision, grounding, etc. This "green coverage" is crucial now that federal and state laws subject boaters to liability for cleanup, containment, and environmental damage.

Diminishing Deductibles

Receive a 25% discount on your deductible each year you remain claims free, until it reaches $0! (Begins with your first renewal).


Policies Developed by Boaters, for Boaters

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