For over 45 years, BoatUS has provided affordable insurance coverage options for recreational boaters nationwide. Low-cost policies, available for most all boat types, are serviced by dedicated boating experts committed to exceptional policy service, and expert claims handling that gets you back to boating as quickly as possible. Find the right policy for your boating lifestyle:
Complete agreed value protection of your boat, motor and gear, our flagship Yacht Policy is available for most all boat types except Personal Watercraft.
Basic Actual Cash Value protection of your boat at a lower premium. You can still count on outstanding care from our claims experts 24 hours-a-day, 7 days-a-week.
Enjoy best coverage of your fishing boat & gear with this selection of policies developed just for the avid Angler.
Our lowest cost policy option, Liability PLUS provides the essential liability coverage you need without the added cost of complete hull coverage.
Most Jet Ski®, Sea Doo®, or other jet powered crafts aren't covered by a homeowner's policy, so BoatUS developed a PWC policy specifically for safety-oriented PWC owners.
For offshore cruisers, now you can build an extended cruising area into your policy for trips to the coastal waters of Canada, Alaska, Mexico and the Caribbean. By selecting an extended cruising area at your policy inception, there's no need to file an extension each time you leave local waters.
Now included in all boat policies, up to $1,000 in medical payments coverage for your four-legged and furry dog or cat crew, should they become injured in an accident. Read more