Mechanical Breakdown Coverage

for lower units and drives

Normally excluded from policies, this affordable "wear and tear" BoatUS Yacht Policy add-on coverage pays to repair or replace the lower unit of an outboard motor, or the upper and lower units of a stern drive motor in the event of a mechanical breakdown.

CALL (800)283-2883 TO APPLY
OR ADD TO AN EXISTING POLICY
Mechanical Breakdown Coverage
 
  • Low starting price based on age of boat, with gradual increases
    - pay less over time than other companies offering this coverage
  • Low deductible - only $250 per incident
  • Available for boats under 10 years of age, until the boat
    is up to 15 years of age
  • No depreciation for replaced new parts
    (view covered parts below)
 

What's Included?

  • lower gear case housing
  • prop shaft
  • vertical drive shaft
  • forward, reverse and pinion gears
  • sliding clutch
  • clutch cross pin
  • bearing carrier
  • bearings
  • races
  • shift shaft
  • shift cam
  • shift follower
  • props
  • upper drive shaft housing
  • vertical drive shaft
  • vertical driveshaft coupler
  • gears
  • bearings
  • cone clutch
  • shift fork
  • input shaft assembly including input shaft
  • u-joints and yolks
  • props
  • shift cam
  • shift follower
  • lower gear case housing
  • prop shaft
  • vertical drive shaft
  • forward, reverse and pinion gears
  • sliding clutch
  • clutch cross pin
  • bearing carrier
  • bearings
  • races
  • shift shaft
  • shift cam
  • shift follower
  • props
 

To apply for a BoatUS Yacht policy, or to
add this coverage to your existing policy

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Call (800) 283-2883 Today!

 

Available on BoatUS Yacht (Agreed Value) policy only. Not available in MA, FL (< 27ft) and MD (< 16ft). Coverage begins 30 days from date of purchase. Normal preventative maintenance required. All policies subject to limits and exclusions. Visit our Mechanical Breakdown Coverage FAQ’s for more information.