PWC Policy
Most Jet Ski®, Sea Doo®, or other jet powered crafts aren't covered by a homeowner's policy, so BoatUS developed a PWC policy specifically for safety-oriented PWC owners. Premium discounts are available to boaters who have completed approved boating safety courses.
Featured Coverages:
Actual Cash Value Coverage
In the event of a total loss, your claims payout is determined using the current market value
of your PWC at the time of the loss. (All losses subject to depreciation).
Broad Cruising Area Options
Choose from broad cruising area options in the U.S. and Canada.
Medical Payments Coverage
In the event of on-board injury, your policy includes up to $5,000 in per person, per occurrence medical coverage, and up to $25,000 for Family Members.
Optional Coverage for Trailer
Coverage options available for trailers.
Liability Coverage
Enjoy up to $300,000 in per occurrence liability coverage.
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All BoatUS Policies Include:
| 24 Hour
Claims & Dispatch of Assistance
Our experienced team of claims professionals will dispatch assistance, utilizing our nationwide network of towers, salvors and surveyors to help policyholders through boating emergencies like fire, sinking, theft or fuel spill containment -- even roadside accidents. Your claim is handled by boating experts committed to outstanding service that gets you back on the water -- fast. . |
Uninsured
Boater Protection
Additional coverage
for your injuries caused by a collision where a hit-and-run
or uninsured boater is at fault. |
| Full
Salvage Assistance
Covers you for the full cost of salvage, without a deductible, up to the insured value of your boat at the time of the loss. |
Liability
for Dock Contracts
A BoatU.S. Exclusive – If you signed a contract to dock or store your boat, it may hold you liable for personal injury or property damage -- even if you are not at fault. BoatU.S. offers this unique coverage to protect you from these liabilities the contract may require you to take responsibility for. |
| $25,000
Supplemental Family Medical Payments
To ensure that you or your family do not incur large out-of-pocket expense if injured onboard, our policies also include an additional $25,000 for payments not covered by any major medical policy. This coverage is in addition to the medical payments limit you select with your policy. |
Named Storm Haul Out Coverage
Covers 50% of the cost (up to $1,000), per event, to professionally haul or protect your boat, in preparation for an NOAA Named Storm in your area. (Not applicable for PWCs). |
| Additional Fuel-Spill Liability
In addition to your policy’s
standard liability coverage, this extra liability protection
protects you from claims for clean-up or 3rd-party damage due to the accidental discharge of oil or fuel that can occur
in a sinking, fire, collision, grounding, etc. This “green
coverage” is crucial now that federal and state laws subject
boaters to liability for cleanup, containment, and environmental
damage. |
FREE
Subscription to Seaworthy Damage Avoidance E-Newsletter
Stay safe on the water all season
with your free e-subscription to Seaworthy, the quarterly newsletter
that turns actual claim case-studies into valuable boat and
lifesaving tips. Electronic or paper subscriptions are available
for non-insured members for $10/year. |
NOTE: Coverage does not extend to any operator under 14 years of age. BoatUS and other boating safety experts recommend the minimum age of operators be 16. Check your local laws -- many states have minimum age and/or education requirements.
All PWC Policy losses subject to Depreciation.
Click Here for further information on PWC Losses.
All coverage is subject to the terms, conditions, limits and exclusions of the policy. Please read your policy carefully.
For a FREE quote for our PWC Policy or any BoatUS policy, visit our
Online
Application or call toll free, 1-800-283-2883 for personal service. |
