Liability PLUS Policy
Find the premium savings you've been looking for with Liability PLUS; our lowest cost policy option. This policy provides the essential liability coverage you need without the added cost of complete hull coverage. Though you take on the cost to repair or replace your boat in the event of a claim, we cover you for 3rd-party claims or lawsuits against you the boat owner. And in the event your boat is involved in a fire, grounding, sinking, salvage or fuel spill, we will dispatch emergency assistance and pay the full cost of salvage and wreck removal (up to the insured value of your boat). PLUS, enjoy unique extras like our Dock-Contract Liability coverage, which protects against your legal liability arising out of a marina or dock contract.
All BoatUS Policies Include:
| 24 Hour
Claims & Dispatch of Assistance
Our experienced team of claims professionals will dispatch assistance, utilizing our nationwide network of towers, salvors and surveyors to help policyholders through boating emergencies like fire, sinking, theft or fuel spill containment -- even roadside accidents. Your claim is handled by boating experts committed to outstanding service that gets you back on the water -- fast. . |
Uninsured
Boater Protection
Additional coverage
for your injuries caused by a collision where a hit-and-run
or uninsured boater is at fault. |
| Full
Salvage Assistance
Covers you for the full cost of salvage, without a deductible, up to the insured value of your boat at the time of the loss. |
Liability
for Dock Contracts
A BoatU.S. Exclusive – If you signed a contract to dock or store your boat, it may hold you liable for personal injury or property damage -- even if you are not at fault. BoatU.S. offers this unique coverage to protect you from these liabilities the contract may require you to take responsibility for. |
| $25,000
Supplemental Family Medical Payments
To ensure that you or your family do not incur large out-of-pocket expense if injured onboard, our policies also include an additional $25,000 for payments not covered by any major medical policy. This coverage is in addition to the medical payments limit you select with your policy. |
Named Storm Haul Out Coverage
Covers 50% of the cost (up to $1,000), per event, to professionally haul or protect your boat, in preparation for an NOAA Named Storm in your area. (Not applicable for PWCs). |
| Additional Fuel-Spill Liability
In addition to your policy’s
standard liability coverage, this extra liability protection
protects you from claims for clean-up or 3rd-party damage due to the accidental discharge of oil or fuel that can occur
in a sinking, fire, collision, grounding, etc. This “green
coverage” is crucial now that federal and state laws subject
boaters to liability for cleanup, containment, and environmental
damage. |
FREE
Subscription to Seaworthy Damage Avoidance E-Newsletter
Stay safe on the water all season
with your free e-subscription to Seaworthy, the quarterly newsletter
that turns actual claim case-studies into valuable boat and
lifesaving tips. Electronic or paper subscriptions are available
for non-insured members for $10/year. |
The BoatU.S. Liability PLUS Policy is available for all boats owned outright (with no lienholder).
All policies are subject to policy limits and exclusions. Please read
your policy carefully.
For a FREE quote for our Liability PLUS Policy or any BoatUS policy, visit our
Online
Application or call toll free, 1-800-283-2883 for personal service. |
