Boat Saver Policy
For the boater who needs less coverage, the BoatUS Boat Saver Policy provides basic Actual Cash Value protection of your boat at a lower premium. Rest assured a discounted price doesn't mean discounted service. You can still count on outstanding care from our claims experts 24 hours-a-day, 7 days-a-week.
Featured Coverages:
Actual Cash Value Coverage
Provides basic "no frills" coverage of your boat, engine, boating & sports equipment. In the event
of a total loss, your claims payout is determined using the current market value of
your boat. (All partial losses subject to depreciation).
Medical Payments Coverage
In the event of on-board injury, your policy includes up to $5,000 in per person, per occurrence medical coverage, and up to $25,000 for Family Members.
Optional Coverage for Trailer & Personal Effects
Coverage options available for trailers, sporting equipment & and
personal items carried aboard the insured boat.
Liability Coverage
Enjoy up to $300,000 in per occurrence liability coverage.
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All BoatUS Policies Include:
| 24-Hour Emergency Dispatch
Our expert claims staff is standing
by 7 days-a-week to help policyholders through boating emergencies,
including sinking, salvage, fuel spill containment and pollution
clean-up. |
Uninsured
Boater Protection
Additional medical coverage
for your injuries caused by a collision where a hit-and-run
or uninsured boater is at fault. Amount is equal to the liability
amount on the policy. |
| Full
Salvage Assistance
Covers you for the full cost
of salvage, without a deductible, up to the insured value of
your boat. |
Liability
for Dock Contracts
A BoatU.S. Exclusive -Provides $25,000 in protection for your legal liability arising out of a written marina or dock contract. Coverage for claims due to a Named Storm is limited to $10,000. |
| $25,000
Supplemental Family Medical Payments
In addition to the medical coverage
you select with your policy, this additional $25,000 covers
injuries for each family member injured aboard the insured boat. |
Hurricane
Haul-Out Coverage
Covers 50% of the cost to professionally haul or protect your boat, up to $1,000, in preparation for an NOAA Named Storm in your area. (Not applicable for PWCs). |
| Additional
Fuel Spill Liability
In addition to your policy’s
standard liability coverage, this extra liability protection
covers unintentional discharge of oil or fuel that can occur
in a sinking, fire, collision, grounding, etc. This “green
coverage” is crucial now that federal and state laws subject
boaters to liability for cleanup, containment, and environmental
damage. |
FREE
Subscription to Seaworthy Damage Avoidance E-Newsletter
Stay safe on the water all season
with your free e-subscription to Seaworthy, the quarterly newsletter
that turns actual claim case-studies into valuable boat and
lifesaving tips. Electronic or paper subscriptions are available
for non-insured members for $10/year. |
All Boat Saver Policy losses subject to Depreciation.
Click Here for further information on Boat Saver Losses.
All coverage is subject to the terms, conditions, limits and exclusions of the policy. Please read your policy carefully.
For a FREE quote for our Boat Saver Policy or any BoatUS policy, visit our
Online
Application or call toll free, 1-800-283-2883 for personal service. |
