BoatU.S. has teamed up with American Modern Insurance Group to bring Members insurance for ALL your recreational activities – whether you’re boating or driving an RV, Collector Car or a Motorcycle, we now have an insurance option for you.

Comprehensive Protection for Your Finest Collector Automobiles

Today, there are a number of programs claiming to insure collectible cars, but most have age limitations and strict rules about vehicle modification. Unfortunately for most car enthusiasts, these programs have failed to recognize that collectible cars come in all varieties, from the perfectly restored antique to the new, high performance exotic. Yet they all share the owners' dedication to caring for and protecting the auto(s).

American Modern recognizes the nature of the individual car owner, not just the year the car was built. From Nostalgic to New, they insure all types of Collectible Autos:

  • Antiques - Autos 25 model years and older.
  • Customs - Autos made from 1949 to the present, which have been mechanically and/or cosmetically altered.
  • Classics - Autos 20-24 model years old.
  • Collectibles - Cars 15-19 years old.
  • Exotic cars - Cars that are less than 15 years old and which are considered to be appreciating in value (like Lamborghini, Ferrari, Plymouth Prowler and Dodge Viper).
  • Street Rods - Pre-1949 cars which have been mechanically and/or cosmetically altered.
  • Kit cars - Cars built from purchased packages and assembled by an experienced professional, manufacturer, or dealer.

American Modern Elite Collector Car policies provide the necessary standard coverages you'll find in a comprehensive automobile policy like bodily injury and liability, property damage liability, uninsured motorist coverage, collision and comprehensive, accidental death and dismemberment, etc., but because your car is special, these unique coverages are also part of your policy -

Agreed Value Coverage for better protection. You know your car is worth more than the depreciated value listed in certain price determination books, American Modern works with you to determine how much your car is worth. If you suffer a total loss, your claim is paid at Agreed Value.

Spare Parts Coverage. If spare parts and accessories for your automobile are destroyed or lost, American Modern will pay up to $500 to help you replace them.

Towing and Labor Costs. If you're driving around and your collector car becomes disabled, they’ll pay to tow your car to a repair facility. Or, if a professional can fix the car at the site where the breakdown occurred, will pay for the labor necessary to get the car running again.

Options and benefits such as variable mileage plans, trip exclusion endorsements, convenient premium payment options and fast reliable claims service day or night are just some of the reasons American Modern is the choice for protecting your Collector Car.

For more information or a quote, please call 1-800-491-0416 to speak with an American Modern representative.

For information about RV insurance, click here.

For information about Motorcycle insurance, click here.

This page contains general descriptions of the policies and coverages provided by American Modern for Collector Car Insurance. All coverage is subject to the terms, conditions, limitations or exclusions of the policy. The availability of and qualifications for deductible and payment options may vary from state to state.
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