Boat Loan Information

BoatUS has been a leader in marine lending over 30 years. Nationwide we offer excellent rates and outstanding customer service. Apply now using our new Online Application and receive an instant approval or you can also print and fax to our office.

For the fastest service be sure your application is complete (NO questions unanswered). Apply online or print and fax your application to our office. After your application is approved a BoatUS loan administrator will contact you to set a closing date and review closing procedures. Your BoatUS loan administrator will coordinate all transactions between you and the seller necessary for a smooth transfer of ownership. Customer service is our number one priority.

The following guidelines answer most loan applicant's questions.

Loan amount: The minimum loan amount at our advertised interest rates is $25,000.

Down payment: Down payments are as low as 10%.

Terms: Loans $25,000 - $99,000 up to 15 years. Loan $100,000 and over 15-20 years.

Refinancing: Rates and Terms are the same for refinancing.

Survey: A survey is generally required for boats older than 5 model years. If you need help locating a surveyor click on our surveyor list at http://www.boatus.com/insurance/survey.htm.